Semester VI
Agricultural Finance and Cooperation
AEC 321 · 2 (1+1) credit hours
Syllabus
Topic-wise syllabus
Theory
19 topics · 20 lectures
| No. | Topic | Lectures |
|---|---|---|
| Unit I | ||
| 1 | Agricultural Finance - meaning, scope and significance. Credit needs and its role in Indian agriculture | 1 |
| 2 | Agricultural credit: meaning, definition, need, classification | 1 |
| 3 | Credit analysis: 4 R's and 3 C's of credits | 1 |
| 4 | Sources of agricultural finance: institutional and non-institutional sources | 1 |
| 5 | Commercial banks, social control and nationalization of commercial banks. Micro financing including KCC | 1 |
| 6 | Lead bank scheme, RRBs, Scale of finance and unit cost | 1 |
| Unit II | ||
| 7 | An introduction to higher financing institutions – RBI, NABARD, ADB, IMF, world bank, Insurance and Credit Guarantee Corporation of India | 2 |
| 8 | Cost of credit. Recent development in agricultural credit | 1 |
| 9 | Preparation and analysis of financial statements – Balance Sheet and Income Statement | 1 |
| 10 | Basic guidelines for preparation of project reports. Bank norms – SWOT analysis | 1 |
| 11 | Agricultural Cooperation – Meaning, brief history of cooperative development in India | 1 |
| 12 | Objectives, principles of cooperation, significance of cooperatives in Indian agriculture | 1 |
| Unit III | ||
| 13 | Agricultural Cooperation in India - credit, marketing, consumer and multipurpose cooperatives | 1 |
| 14 | Farmers' service cooperative societies, processing cooperatives, and farming cooperatives | 1 |
| 15 | Cooperative warehousing; role of ICA, NCUI, NCDC, NAFED | 1 |
| 16 | 3 R's and 5 C's and 7P's of credits | 1 |
| 17 | Crop insurance: its scope, significance and limitations | 1 |
| 18 | The potential of the newly launched 'Pradhan Mantri Fasal Bima Yojana' (Prime Minister's Crop Insurance Scheme) | 1 |
| 19 | Successful cooperative systems in Gujarat (AMUL), Tamil Nadu (Aavin), Karnataka (Nandini), Maharashtra and Punjab | 1 |
Practical
12 topics
| No. | Topic |
|---|---|
| 1 | Optimum allocation of limited amount of capital among different enterprise |
| 2 | Analysis of progress and performance of cooperatives using published data |
| 3 | Analysis of progress and performance of commercial banks and RRBs using published data |
| 4 | Visit to a commercial bank, cooperative bank and cooperative society to acquire first-hand knowledge of their management, schemes and procedures |
| 5 | Estimation of credit requirement of farm business – A case study. Preparation and analysis of balance sheet – A case study |
| 6 | Requirement of farm business – A case study. Preparation and analysis of balance sheet – A case study. Preparation and analysis of income statement – A case study |
| 7 | Appraisal of a loan proposal – A case study |
| 8 | Techno-economic parameters for preparation of projects |
| 9 | Preparation of Bankable projects for various agricultural products and its value-added products |
| 10 | Preparation of Bankable projects for various agricultural products and its value-added products |
| 11 | Different types of repayment plans |
| 12 | Seminar on selected topics |
Study material
Notes
Hindi
Being added
English
Being added